Stricter underwriting standards
Insurers now require evidence of specific security controls including endpoint detection, multi-factor authentication, and 24/7 monitoring before issuing or renewing policies.
Optimize your cyber insurance with stronger security
Organizations using Sophos MDR report 97.5% fewer cyber insurance claims. Strengthen your security posture, meet insurer requirements, and reduce overall risk exposure.
Cyber insurance requirements are increasing
Insurers are raising the bar for coverage eligibility. Organizations need to demonstrate robust security controls to qualify for policies and favorable terms.
Rising premiums and exclusions
Cyber insurance premiums have increased significantly, while coverage exclusions have expanded. Organizations without strong security posture face higher costs or outright denial.
Compliance documentation
Insurers require detailed documentation of security policies, incident response plans, and ongoing monitoring capabilities as part of the application and renewal process.
Improved cyber insurance options with Sophos MDR
Sophos MDR customers report 97.5% fewer cyber insurance claims compared to the broader market. This reduction in claims activity demonstrates the tangible impact of 24/7 managed detection and response on an organization's risk profile.
When insurers evaluate your application, they assess how effectively you can prevent, detect, and respond to threats. Sophos MDR directly addresses these criteria by providing around-the-clock expert-led security operations, proactive threat hunting, and rapid incident containment.
The result is a stronger negotiating position with insurers, potential premium reductions, broader coverage terms, and lower deductibles.
Learn how MDR works
The measurable impact of managed detection and response
Independent research confirms the relationship between MDR adoption and improved insurance outcomes.
97.5%
Fewer cyber insurance claims reported by Sophos MDR customers compared to the broader market average.
$75K
Median ransomware recovery cost for organizations using MDR, compared to $3 million without managed security services.
24/7
Continuous threat monitoring, investigation, and response by expert security analysts, meeting insurer requirements for always-on coverage.
How Sophos MDR addresses insurer requirements
Common cyber insurance prerequisites and how MDR fulfills each one.
24/7 monitoring and detection
Sophos MDR provides continuous threat monitoring across endpoints, servers, networks, and cloud environments, satisfying insurer demands for always-on security operations.
Incident response capability
Expert analysts investigate and respond to threats in real time, containing incidents before they escalate. This demonstrates the rapid response capability insurers require.
Sophos Rapid ResponseEndpoint detection and response
Advanced endpoint protection with AI-driven detection, exploit prevention, and automated response actions. A foundational control that all major insurers evaluate.
Sophos EndpointProactive threat hunting
Human-led threat hunts identify sophisticated attacks that automated tools may miss, demonstrating a proactive approach to threat management that insurers value.
Ransomware protection
Multi-layered ransomware defense including CryptoGuard behavioral analysis, rollback capabilities, and lateral movement detection across the full attack chain.
Ransomware defenseSecurity reporting
Detailed weekly and monthly reports documenting threats detected, actions taken, and overall security posture. Provides insurers with the evidence they need during audits and renewals.
Sophos CentralFrontline insights: cyber insurance and cyber defenses
This independent research report examines the real-world relationship between cyber defense investments and insurance outcomes across 5,000 IT and cybersecurity professionals. The findings quantify how MDR adoption correlates with reduced claims, lower recovery costs, and improved coverage terms.
Key findings include the 97.5% reduction in claims for MDR customers and the significant cost differential in ransomware recovery between organizations with and without managed security services.
Read the full report Explore cyber insurance trendsStrengthen your insurance position in three steps
A practical approach to improving both your security posture and your cyber insurance outcomes.
1. Assess your current posture
Review your existing security controls against common insurer requirements. Identify gaps in monitoring, detection, and response capabilities that could affect your coverage eligibility or premium costs.
MDR assessment2. Deploy managed security
Implement Sophos MDR to establish 24/7 threat monitoring, proactive threat hunting, and expert-led incident response. MDR integrates with your existing security tools to maximize coverage.
MDR Complete3. Document and present
Use Sophos Central reporting and MDR service documentation to demonstrate your security posture to insurers during the application, renewal, or audit process.
Sophos Central reportingDiscuss your cyber insurance and security requirements
Connect with a specialist to evaluate how Sophos MDR can strengthen your security posture and support your cyber insurance strategy.
What you receive
- Assessment of your security posture against insurer requirements
- MDR service tier comparison and deployment guidance
- Documentation to support insurance applications and renewals
- Custom pricing based on your environment size
- Response within 1 business day
Related products
Strengthen your security posture and insurance position with complementary Sophos solutions.
MDR Complete
Full managed response with hands-on remediation and incident containment, 24/7.
Learn moreSophos Endpoint
AI-powered endpoint protection with ransomware blocking and exploit prevention.
Learn moreSophos XDR
Cross-product detection and response across endpoints, network, email, and cloud.
Learn moreXGS Firewalls
Next-gen firewalls with TLS inspection and synchronized security integration.
Learn moreResources
Downloads
Sophos Ltd. is not a licensed insurance producer and does not sell, solicit, or negotiate insurance. Information on this page is provided for educational purposes only and does not constitute insurance advice. Insurance availability, coverage, and terms vary by provider and jurisdiction. Organizations should consult directly with licensed insurance professionals regarding their specific coverage needs.